Tuesday, October 22, 2013

So, young professionals can count on such a loan under three conditions simultaneously. The first o

Portal pedagogical press "Loan Loan discord, or How to avoid mistakes when choosing a loan
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Today's young professionals have a great opportunity: at the time, as syarednyarynachnyya loan rates are around 40 percent, young professionals can expect to receive a loan under ... 7.6% per annum. These are the conditions for obtaining soft loans have been identified presidential decree in 2000 and is still in effect. So on what size loan today can expect a young teacher allcon and what can get for the money? This was trying to figure out our correspondent.
At one time, I, like many of today's young professionals had to start his career away from the homeland: parents with their equipped and comfortable apartments remain somewhere for 200 km, I got a job in a nearly empty, except for plates and the table in the kitchen, rented apartment. Small at first, wages and the desire to live independently without parental care, have led to the fact that for some time had to sleep on a mattress on the floor, a TV managed to get through half a year of independent life, and the fridge at all until a year later (the latest just cost much more expensive TV , that had to hoard money last longer.)
Since then, much has changed: allcon today's young professionals have more options to the "here and at once" to equip your life. On the market - a lot of commercial loan products, offers to purchase goods with installment payments. Take it and enjoy! Sometimes, however, believed the hype, you can greatly overpay for the acquisition of things. Take, for example, offer to buy the phone, it would seem, for a ridiculous price - about 100,000 per month. But in the end it turns out that the overpayment for it compared allcon to syarednyarynachnym cost will be more than 200 percent. allcon
But as they say, then, they are commercial loans. Another thing - the loans on favorable terms for the various categories of citizens. Their main difference from the commercial - attractive interest rates, specific requirements for the social status of the borrower and the purpose of the credit.
Just in time for that category and is a special loan for young professionals. allcon Conditions for obtaining allcon this type of loan are determined by the Presidential Decree of November 27, 2000 631 "On additional measures to improve the wages and the provision of soft loans to certain categories of citizens."
So, young professionals can count on such a loan under three conditions simultaneously. The first of them: young people must complete state institution of higher or specialized secondary education or education of Consumer Cooperatives of the same level. The second condition is necessary to work on the distribution and direction of a work (the direction for service) is not at the place of residence of the parents. If the young professionals who have graduated from these institutions of education, whether distributed allcon directed to work in the areas affected by the Chernobyl nuclear power plant (according to the list approved by the Government of the country's territory, settlements and other works related to the zones of radioactive contamination) , the place of residence of their parents does not matter. Finally, the last condition for the status of the organization, allcon which aims to spread a young professional: this may be an organization funded from the budget, or a military unit, bodies allcon and units of the Interior, Emergency Management, the Investigative Committee, an organization of consumer cooperatives and agricultural organizations allcon .
It should be noted that the right to receive credit for the marked categories of young professionals retained for two years after graduation. However, you can use it only once. By the way, called the decree had been made some adjustments according to which now graduates of public institutions of higher education that got her on the profile of "Health Care", allcon a loan is granted for two years after the passage of the internship (internships).
According to the presidential decree, the credit is available of "Savings Bank" Belarusbank "up allcon to 15 times the minimum subsistence budget. allcon Resolution of the Council of Ministers on 27 July 2012 number 698 living wage on average per capita for the period from August 1 to October 31 this year, is set at 843,870 rubles. Accordingly, allcon the maximum allcon possible amount of credit for young professionals will be about 12 700 thousand rubles. However, it must be borne in mind that in each case the maximum possible loan amount depends on the salary of a young professional.
Such loans are granted for a period allcon of 5 years from the payment for the use of a 25% rate

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